They are so good at disguising themselves they even have an official looking form. Like it or not. GO over it with them and see what they got. I also called convergent and they only collecting on sprint behalf. Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. Further dinging score. I got a letter stating I owed monies to Sprint. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". I paid them a lump sum to settle the account. But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.(sprint re-adding the collection is the unsure part), Not gonna say 100% but this is how it worked with T-Mo. Really think they have likely moved/moving to T-mo collection policies. Convergent Outsourcing was the most recent CA to report on this debt. Why Ripoff Report will not release author information! Sign up to receive our free weekly newsletter. All business will get complaints. Further information is available in our FICO Data Privacy Policy. The only advice I can offer you is not to feed into their urgency. b***@convergentusa.com. Offers may be subject to change without notice. Many factors affect your FICO Scores and the interest rates you may receive. Learn more. If you have questions about how making a payment will affect your credit score specifically, we encourage you to contact the credit bureau, If you have questions or need to make a change to your account. R-1234567). Phone (877) 317-1200; They are currently debiting my bank account to satisfy an account they declare I previously had ownership of that I do not recall. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. It may not be copied without the written permission of Ripoff Report. If a CA buys a debt they can report as if they were the OC. They told me to contact their collections people. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. And that my Identy had been stolen last year. All rights reserved. I just went through this, except the CA for mine was ERC. thanks, just paid it. I then, on my own terms, proceeded to pay on my account whatever I could afford via their website. Advertisers above have met our When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. They sent my acc. In business since 1950, Convergent is one of Americas leading collections agencies. If that happens then show proof your payment was to Sorint direct and it would be deleted. I called Dish to confirm this and they said they have no record of a debt. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Unfortunately, you cannot get your account number online at this time. More details on software and accessibility are available at WebAIM.org. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! - You can ask them if you pay in full right now, will they delete the Convergent collection. Further information is available in our FICO Data Privacy Policy. So I wonder what step to take to file a claim against this company. Hence, the persistent phone calls and emails. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. Convergent Outsourcing's other names I wouldn't bother paying or contacting Convergence at all, they will probably be no help. ConsumerAffairs is not a government agency. They're just trying to meet their own metrics. I'd only worry if they fail to indicate that you paid the debt. Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Get buying tips about Debt Collection Agencies delivered to your inbox. to the credit bur. How do I know I can trust these reviews about Convergent (formerly ER Solutions, Inc.)? It was easy and if you've been harassed by them you need to do this. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. Copyright 1997-2023 Ripoff Report. So I paid them 2 payment Dec. And Jan they took out of my banking acc. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. I have Experian to monitor all accounts and a few days ago received a call from Convergent Outsourcing from someone whose English was difficult to understand. We sincerely hope this represents a satisfactory resolution to your concerns. A goodwill deletion is where the debt collector agrees to stop reporting the debt out of goodwill. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! It was founded in 1950 and currently has about 2,300 employees across 12 offices. Bryan Sankey's Phone Number and Email Last Update. How do I setup a payment plan? The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. Doubt they will remove it. This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. If the collections debt is paid there would be nothing to put on the credit. Re: Sprint sent account to collections, Convergent Outsourcing. Convergent Outsourcing is one of Americas leading collection agencies. Hiding negative complaints is only a Band-Aid. BUT UNJUST DONT PROSPER. Received notice of debt collection. The original creditor is Sprint (cell phone company). I was stunned. But we can send a letter out showing settled. 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. Since they were on leases that left me on the hook for around $1400. They are billing me for something I've never had from them. You may try a GW campaign with OC. All rights reserved. I've slowly over the past few years been getting some negative information removed from my credit report. Dont click on those slick Ads! People would take advantge of it, skip a payment, and get a deletion. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. Its location on this page may change next time you visit. I owe 1,700. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. I disputed the claim and was told they would confirm with the company before any further actions took place. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I am not paying them another dime. **FORWARD TO THEM A COPY OF YOUR CHAT TRANSCRIPT IF THE CSR SAID IT WOULD BE DELETED! If they agree that the entry is inaccurate, theyll remove it from your credit report. They are more diverse with the types of debts they collect than most collection agencies. If that means pay in full, so be it. All rights reserved. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. So, I called the number, and got on the phone with an agent. I have never purchased anything from this company and am not familiar with this billing. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. Disclaimer: This story was originally published on August 31, 2020, on BetterCreditBlog.org. FAQs Wait. ". It depends on how much they gave access to their system to Convergent. I owed a bill to Sprint which I paid to Sprint. They are now reporting the account as $0 balance but refuse to remove the account . Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. It believes youre more likely to pay if youre desperate to get rid of it. In business since 1950, Convergent is one of Americas leading collections agencies. They might say yes or no. Convergent Outsourcing does not accept payment in exchange for credit deletion. These notices included your right to dispute the balance owed. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. If you weren't paying on it then it went to collections. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751, Convergent Outsourcing, Inc. Convergent Outsourcing, Inc. CONVERGENT OUTSOURCING FRAUDULENT COMPANY Renton Washington, Convergent Outsourcing, Inc. Convergent Mailed me a notice to collect a debt that doesn't exist. Don't dispute again, it will come back validated. How long does it take for my credit report to update after I make a payment. I have an old Sprint account that went into collections via Convergent Outsourcing. The Convergent Outsourcing entry should no longer appear, in which case you can continue to make payments until you repay the debt. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Estimated amount consumers saved since 1997: $15,590,010,907. If reporting correctly, it can stay on reports for 7 years from DOFD. Maybe a pay for delete will help me save some money. I was told that if I paid them directly they would recall the account and it would not be reported on my credit reports. I decided to call Sprint today. If everyone got a successful deletion after missing a payment for any reason. The agencies are much more likely to sue now then in the past, even over small debts. Work with Lemberg Law out of Wilton, CT. Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. Companies across the United States contact us to help them recover debts. Will paying sprint remove collection? I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Apparently it's some kind of credit card or something. Additional original Creditor they claim to represent is PayPal Account from Comenity Capital Bank, additional website to pay your account www.payconvergent.com. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. Phone 2 hrs, transferred numerous times and then they hang up! Look at all the reviews. Create an account to follow your favorite communities and start taking part in conversations. Seemed reasonable, but what a scam. I received a letter from Convergent saying sprint placed my account with their office for collection. Oaks, Pennsylvania, Convergent Outsourcing Inc get me to pay $277.36 for a outstanding bill Renton Washington, galaxy asset purchasing Convergent outsourcing,inc saying I owe $6,020.64 Renton Washington, CONVERGENT Outsourcing, INC ACT HOLDING Montgomery Alabama, Convergent Outsourcing Inc. Convergent outsourcing False collection notice Re: PayPal account Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Attempting to collect on a false debt Renton Washington, Convergent Outsourcing Inc. ATERSO01 as return address This notice is being sent to you by a collection agency. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. I got a letter from these people saying that I owe T-Mobile $57.00. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. They stop taking the money out of my account and listed it as a paid debt on my credit report. All Rights Reserved. Sprint Trainer at Convergent Outsourcing . If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. Thank you for visiting Convergent Outsourcing to make a payment on your account. We have reviewed the complaint and the related matter. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. At this time, we can only discuss payment plans over the phone. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. For more information about reviews on ConsumerAffairs.com please visit our This morning I received a phone call from a debt collections agency Convergent Outsourcing. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. Be the first one to find this review helpful. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. After I paid, I they say I don't have acc. This is the best way to manage and repair your business reputation. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Try to get them to say yes though if possible. This report was posted on Ripoff Report on 09/05/2014 01:58 PM and is a permanent record located here: I just want to know who to pay to make sure things are taken off of my reports. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. The records of Verizon Wireless show that your balance of $38.63 is due in full. Once you reach an agreement, ask to get the terms sent to you in writing via certified mail, and dont make your first payment to Convergent Outsourcing until you receive it. Except when it drops off the credit report. They are supposed to do that when it's paid. I had new devices on T-Mob so any blacklisting didn't affect me. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. Originating in 1950, its current headquarters are in Renton, Washington. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Many factors affect your FICO Scores and the interest rates you may receive. OC and CA are in no way required to delete. Convergent Outsourcing Sprint bill . Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. They say Im past due in the amount of,$1,613.85. Convergent Outsourcing, Inc., Civil Action 2:21-cv-03849, see flags on bad law, and search Casetext's comprehensive legal database . He said all he could do was put this note in my file. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Our content is intended to be used for general information purposes only. We also do not buy debts the debt that you may owe is still owned by the original creditor. If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. New comments cannot be posted and votes cannot be cast. This profile has not been claimed by the company. We value your privacy. This reply is in response to your complaint we received from the CFPB. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. If you do not owe any amount, file a complaint with the FTC, FCC, and Better Business Bureau, ask them to provide a debt validation letter (search the internet for a sample). This can vary for each state but generally means they can't call before 8 a.m. or after 9 p.m. local time, unless you've requested that they call outside of those hours. Just updating my progress with Convergent. Legally they've followed to the letter of the law. This is what I just went through. I'm just thankful to knock another baddie off my reports! If you would like to make payment online instead of over the phone, you may do so on our website. Maryland Residents: This agency is licensed as NMLS ID # 930053. It was gone off my reports within 2-3 days. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. I told them that it was paid and that was the reason they stopped taking money out of my account and listed this dept as paid on all of my credit reports. Learn more. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. General statment of, "according to sprints policy we cannot delete it. So i tried a lot and they wont do PFD, should i just pay to sprint and they would just have to delete the collections from my report ? Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Convergent Outsourcing does not buy or own your debt. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! If they don't, the collection agency may just update it to paid/$0 balance and it will remain on your credit reports for 7 years from the DOFD. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. I have not had business with Dish for over 3 years and left them with a $0 balance. So yeah. IF they said yes, it would be deleted, confirm with them again after paying. Deletions are a courtesy and some do it. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. This piece of federal legislation prevents debt collectors from harassing customers to pay. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. The debt collection process isnt perfect; reporting mistakes and lost information are common during the transfer of a debt from the original creditor to a debt collector. Tell us has your experience with this business or person been good? Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. More details on software and accessibility are available at WebAIM.org. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Thank you for visiting Convergent Outsourcing to make a payment on your account. - Tell them you want to pay in full directly for your old bill. I don't dispute that I ever had a Sprint account. He confirmed that after paying CO, Sprint would delete the account from my CRs. strict standards for business conduct. Plaintiff's Experian credit report states an account in Defendant's name, not in Sprint's name, was opened on September 17, 2019, the same date the parties agree Sprint authorized Defendant to begin collecting . Your credit score will be affected by this Company. I HAVE NEVER OWN A TOYOTA! Also make sure to file a complaint with your state attorney generals office. My payment to CO is on the 15th of this month. Never make an agreement with a debt collection agency over the phone. Note: I recorded both Sprint phone conversations. Our systems are updated and employees are informed when there are any changes made to the collection statutes. Unsubscribe easily. That said, about six months later I decided to clean this up. More details on software and accessibility are available at WebAIM.org. The phone number (mine) is unlisted, private. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. They actually are a debt collections agency. I want it removed entirely. Shortly after paying it off they noted on my credit report that the debt was cleared. - Send an email to the executive office letting you know you paid in full directly asking to have it deleted. The posting time indicated is Arizona local time. Even if someone you speak to says no, try someone else or on another day. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. - Wait a few days, it most likely won't be deleted even if they said it would. Of course, things are a little different now after the pandemic. I'm down to one last account, and would like some guidance on how to tackle it. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. Some dont. I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. I don't believe that I owe what Sprint claims that I owe. Improving your credit takes time, but its worth it. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751. Here is what I did: - went to Sprint chat online to pay my old bill (don't call, do it on the website)https://www.sprint.com/en/landings/chat.html, - Choose "account change/inquiry" yellow button underneath for chat. Payment FAQs How do I find my account number? But, when I asked directly who she represented, she said she represented Convergent. With account paid and settled. Convergent Outsourcing is a debt collection agency that's been in business since 1950. Work out a payment plan, If the collections debt is paid there would be nothing to put on the credit. I never spoke to them again. However, there may be instances where credit reporting agencies take a few weeks to provide updates. A lady called me from Convergent outsourcing about a Dish Network account. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Were available to help by phone at 1-800-444-8485 or online through our contact form. If there is no email on file, the consumer will be mailed a copy of their receipt.
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