Because its a prepaid debit card, you can only use your Direct Express Social Security debit card if you have funds in your account. Lets investigate some ways to use your debit card: When you use a debit card to buy something, the money leaves your bank account right away to fund the purchase. See today's mortgage rates,figure out what you can afford with our mortgage calculatorbefore applying for a mortgage. % of people told us that this article helped them. Thank you! She has a bachelor's degree from the University of Florida's Fisher School of Accounting and currently manages all accounts receivable and payable for the parent company of CardRates.com. Your benefits are conveniently paid directly to your card account each month for access whenever you need them. Your card comes with a personal identification number (PIN) that you use to authorize transactions or withdrawals. To request an affinity debit card, simply schedule an appointment at a financial center or call 800.432.1000 (Mon-Fri 8 a.m.11 p.m. or Sat-Sun 8 a.m.8 p.m., all times ET). Step 2. Most prepaid card issuers will activate your account using an alternate form of identification. Having a Direct Express card also eliminates expensive check-cashing fees. Opinions expressed on CardRates.com are the author's alone, not those of any credit card issuer, and have not been reviewed, approved, or otherwise endorsed by credit card issuers. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s). You can activate your card online by visiting the SunTrust debit card activation page. Connect with Ashley on LinkedIn and Twitter. So, walk away from the merchant with the item you bought, as well as cash without going to an ATM. You can sign up for the card at your local Social Security office or by calling the Direct Express card enrollment center at (800) 333-1795. Youll need to provide documents that prove your foreign or alien status and true identity. In the end, that can help you save a lot more money than you would get by gaining credit card points. It appears your web browser is not using JavaScript. Some ATM Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. A paper check requires a trip to the bank, and direct deposit requires you to have a bank account, but there's an alternate way to receive your monthly benefits: the Social Security debit card, which is a prepaid debit card that allows you to access and use yourSocial Security benefits. "I got the exact information I needed. WebActivate Your Debit Card Now you can use your ICICI Bank Debit Card without going to the ATM for activating the Debit Card. 7 Ways to Manage Card Debt Amid Rising Rates, 6 Ways to Pay Student Loans With a Credit Card. If you don't provide your SSN, you won't receive a personalized card. This is a great prepaid card that wont drain your account with fees, unlike many prepaid card accounts on the market today. We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. But you may have issues activating your card if you cannot or will not provide your Social Security number to the card company. JPMorgan Chase Bank, N.A. In order to get an ITIN for you, your spouse, or your dependents, you will need to do the following: Complete the required W-7 form. References. Once connected, follow the directions provided during the phone call to complete the activation of your debit card. Bluebird American Express Prepaid Debit Account, Serve American Express Prepaid Debit Account, Individual Taxpayer Identification Number. The Deserve EDU Mastercard was specifically created for international students who dont have a Social Security number. From the main menu, press 1 for Checking and Debit Card, press 3 for Debit Card and press 4 for Other. 1-800-333-1795. Ashley Dull works closely with industry leaders in all sectors of finance to develop authoritative guides and advice articles read by millions of Americans. You may need a replacement card if your card number has been compromised. 1. Paper checks and direct deposits aren't always the most convenient ways to receive your Social Security or Supplemental Security Income (SSI) benefits. If you don't provide your SSN, you won't receive a personalized card. If you did, you might get a letter from Treasury this week, reminding you to activate your card. Insert the debit card in the ATM and use the PIN provided by the bank. The bank relies on your creditworthiness to determine the amount of your required deposit, so if you dont have a credit history (which is likely if you dont have a SSN), expect to pay the full deposit. Tap on that debit card. Enter the required information. In some cases, a card issuer may waive your monthly fee for maintenance if you receive regular direct deposits to your account. We don't support this browser version anymore. Once you activate and load your Mango Card, you can open a Savings Account with as little as $25 and get up to 6.00% Annual Percentage Yield with up to 6 transfers out each month, No annual or hidden fees. Social Security Number. This is especially helpful if you cant or dont want to visit an ATM.. Follow the prompts to finalize your cards activation. What sets this card apart is the added perks that every cardholder receives. But as these anonymous cards became popular among thieves and money launderers, the government enacted laws that require prepaid card issuers to collect a cardholders Social Security number before the card can be activated. If you cannot provide the data, Netspend will suspend your account until you can. Get access to your money up to 2 days faster with early Direct Deposit, No monthly fee when you direct deposit $500 or more within a statement period. Check the "I'm not a robot" box and click on "Activate card." For the most part, though, you will have to prove your identity in some way to get a card. @sydneygarth 11/02/20 This answer was first published on 11/02/20. We may also ask to see your driver's license or other identifying documents. If youre still waiting for your Economic Impact Payments, you might be getting a debit card instead of a check in the mail. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-1.jpg","bigUrl":"\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"